Owning a car has increasingly become a necessity of life. If dream of owning a car takes a back seat due to your other expenses and plans in life then you can fulfill your dream by apply for a car loan. These loans are approved based on the strength of applicant's income. Document requirements and other details like photo, ID card and address proof are same for all … [Read more...] about 5 Best banks for your car loan
Finance
5 things to check while opening demat account with a DP
Demat account can be opened with any authorized depository participants. These depository participants are trying to woo customers for opening a demat account. Here in this article, we have listed five most important factors to help you choose where you should open a demat account. Demat account charges Three different types of fees are charged to a demat account. These … [Read more...] about 5 things to check while opening demat account with a DP
5 things to check while opening your Bank Account
Most Indian banks offer facilities to entice you in opening a bank account with them. It’s important to look past these and focus more on the long term benefits. Choosing a bank that meets your requirement is quite easy if you know your needs. Based on your requirement you can pick and chose a bank that fulfills your criteria. After having a list, remember to ask it’s … [Read more...] about 5 things to check while opening your Bank Account
How to determine break even point – BEP
Break even point or BEP is the point where you have zero loss or profit. At break even point, total revenue of the company will be equal to total cost i.e. fixed and variable costs. Beyond this point, the company will generate profit. Similarly if a company is not able to touch Break Even Point then it will have loss, as total cost will be higher that its total revenue. A … [Read more...] about How to determine break even point – BEP
How to open a Demat account in India
Demat Account refers to dematerialized account. An investor who wants to buy or sell securities from stock exchange is required to receive deliveries in dematerialized form. To make deliveries of these securities, you are required to open a depository account or demat account. Since January 1999, SEBI has made it compulsory for all investors to settle their trade in demat … [Read more...] about How to open a Demat account in India
Understanding Price-to-Earnings (PE) ratio to know the valuation of stock
PE ratio, which is also known as price-to-earnings ratio, is the most popular indicator used by investors for stock election. Price-to-Earnings or PE ratio is calculated by dividing company’s market price of the stock by its earning per share or EPS. The best part of the P/E ratio is that it establishes a direct relationship between the bottom line of a company’s … [Read more...] about Understanding Price-to-Earnings (PE) ratio to know the valuation of stock
Diluted EPS – Understanding diluted earnings per share
Companies in addition to shares already issued are also committed in issuing additional shares in future for various reasons. A company might have granted stock options to its executives who may execute it in future or the company would have borrowed money from financial institutions by which these lenders will have the right to convert the debt amount to shares. There can … [Read more...] about Diluted EPS – Understanding diluted earnings per share
What is Basic EPS – Earnings per Share
Comparison of earnings of one company with another does not make any sense. Similarly, comparing market price of two stocks is meaningless as there are number of other factors that need to be checked before taking a decision. Earnings per share or EPS is one of those factors which need to be looked into while doing research of a stock. Earnings per share or EPS is a very … [Read more...] about What is Basic EPS – Earnings per Share
Reverse mortgage scheme for a senior citizen in India
Reverse mortgage is a scheme in which a senior citizen being owner of a house in India can obtain loan from a bank by keeping his or her house as mortgage. All senior citizens can avail the benefit of reverse mortgage scheme to support their old age. By keeping the house on mortgage, bank will provide a loan to the senior citizen by dividing the loan amount into equal EMIs … [Read more...] about Reverse mortgage scheme for a senior citizen in India
How to analyze revenue of a company for your stock research
Revenue refer to the money that a company gets from doing what it does. Every year, the company has to report its total revenue or sales figure in company’s financial statement. In a financial statement we have four major parts which can be found in company’s annual report. They are balance sheet, income statement, cash flow statement and statement of shareholder’s … [Read more...] about How to analyze revenue of a company for your stock research