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Income Tax | Investing | Stock Market

  • Stocks
    • 10 reasons why share prices decline in the stock market
    • What to look for in growth investing strategy for better return
    • 10 things you must understand before buying stocks
    • Speculating Vs Investing Vs Saving
    • A beginner’s guide to understand stock’s value – Explained with examples
  • GST
    • Tax invoice in GST-A complete beginner’s guide for taxpayers
    • Input tax credit in GST – A beginners guide to claim ITC
    • What is inter-state supply of goods and/or services under GST
    • What is intra-state supply of goods and/or services under GST
  • Income tax
  • Tax Rates
  • ITR Due dates

Main Content

What Are Currency Reserves and How Do They Work?

Last reviewed on January 11, 2026 By CA Bigyan Kumar Mishra

Currency reserves are foreign currencies and other assets held by a country’s central bank to help stabilize its economy and support international trade. Understanding currency reserves helps make sense of why a nation keeps large amounts of … Read More » about What Are Currency Reserves and How Do They Work?

How Taxation on Crypto Assets and Bitcoin Works in India

Last reviewed on November 23, 2025 By CA Bigyan Kumar Mishra

If you’ve been following the rise in Bitcoin prices and the booming crypto market, you might be wondering how your crypto profits are taxed in India. As cryptocurrency continues to gain popularity, it’s essential to understand how the government … Read More » about How Taxation on Crypto Assets and Bitcoin Works in India

Free cash flow (FCF): How to calculate and interpret

Last reviewed on January 10, 2024 By CA Bigyan Kumar Mishra

Free cash flow (FCF) means the amount of cash remaining with the company after paying for its operating costs, inventory and to buy fixed assets. Which means the cash flow from operating activities minus capital expenditures during the financial … Read More » about Free cash flow (FCF): How to calculate and interpret

10 key financial metrics used by value investors to pick stocks

Last reviewed on December 20, 2023 By CA Bigyan Kumar Mishra

Key financial metrics can be helpful while finding long term investing opportunities in the stock market.  One of the main objectives of a value investor is to pick a stock that they believe is undervalued. They use different financial … Read More » about 10 key financial metrics used by value investors to pick stocks

How net profit margin is used to analyse companies profitability

Last reviewed on December 20, 2023 By CA Bigyan Kumar Mishra

Net profit margin is calculated to know how much net income or profit is generated by the company as a percentage of revenue for a period. It's part of profitability ratios used by financial analysts to analyse a company’s income statement. You … Read More » about How net profit margin is used to analyse companies profitability

Bottom-Line vs. Top-Line: What’s the Difference?

Last reviewed on December 20, 2023 By CA Bigyan Kumar Mishra

On the company's income statement, top line and bottom line are the two most important lines that investors and analysts pay particular attention to.  Income statement is one of the three most important financial statements reported by the … Read More » about Bottom-Line vs. Top-Line: What’s the Difference?

Price to Sales Ratio: Is it the king of the value factors

Last reviewed on December 20, 2023 By CA Bigyan Kumar Mishra

In one of our earlier articles, we have discussed the price to earnings ratio, which is popularly known as P/E ratio or P/E multiple. In this article, we will tell you how to calculate price to sales ratio, and whether it is considered as the king of … Read More » about Price to Sales Ratio: Is it the king of the value factors

Fees, Charges, and Taxes on Stock trading – Explained

Last reviewed on December 20, 2023 By CA Bigyan Kumar Mishra

When you trade in a stock exchange through a broker, the money that you need to pay is made up of two components-the price of the stock and the fee charged by the intermediary. We have a number of charges and taxes levied on trading in the stock … Read More » about Fees, Charges, and Taxes on Stock trading – Explained

World’s top 8 most successful Investors of all time

Last reviewed on December 20, 2023 By Editorial Staff

You must be nervous like any other investors while deciding whether or not to enter the stock market. Therefore, it's always better to explore the market to know who are the big fishes in the stock market and how they work. Below in this article … Read More » about World’s top 8 most successful Investors of all time

Scalping: An effective day trading strategy for traders

Last reviewed on March 24, 2022 By CA Bigyan Kumar Mishra

In general, long term investors make their money by buying a stock and then selling it at a higher price for a profit. These market participants can remain invested for a few weeks or a month or years in order to make profit. On the other hand, we … Read More » about Scalping: An effective day trading strategy for traders

What is Intraday trading, and how it’s different from Swing trading

Last reviewed on March 21, 2022 By CA Bigyan Kumar Mishra

In this article, I will explain intraday trading and how it differs from swing trading, and most importantly what are the things you need to understand to get started your stock trading career. Intraday trading is also referred to as day trading in … Read More » about What is Intraday trading, and how it’s different from Swing trading

A Beginner’s Guide to Investing in India: Simple Steps to Get Started

Last reviewed on November 19, 2024 By CA Bigyan Kumar Mishra

If you're new to investing, it can feel a bit overwhelming. With so many options and terms to understand, it’s natural to feel confused. But don’t worry! This guide is here to explain everything you need to know in a way that's easy to … Read More » about A Beginner’s Guide to Investing in India: Simple Steps to Get Started

Stock market basics – A complete guide for beginners

Last reviewed on September 9, 2024 By CA Bigyan Kumar Mishra

Stock Market is a marketplace where financial securities like equity shares, related futures and options are bought and sold.  Don't get confused between stock market and stock exchanges. Stock exchanges are part of the stock market. For … Read More » about Stock market basics – A complete guide for beginners

Bad Vs Good debts – How it can impact your financial goals

Last reviewed on March 31, 2022 By CA Bigyan Kumar Mishra

Should I invest money or pay off my debts first? How should I determine my financial goals? How can I get out of bad debts for good? These types of questions are common when a person is trying to begin his investment journey. In this … Read More » about Bad Vs Good debts – How it can impact your financial goals

Understanding Stock Market Trends: Bull vs. Bear Markets

Last reviewed on October 10, 2024 By CA Bigyan Kumar Mishra

What is the bear market? What is the bull market? When a bull or bear market starts? Are you searching answers to these types of questions? If Yes, don't worry, you are at the right place. This article will define what is the bull and bear … Read More » about Understanding Stock Market Trends: Bull vs. Bear Markets

Saving vs. Investing – A guide to understand the key differences

Last reviewed on April 4, 2022 By CA Bigyan Kumar Mishra

Do you think saving and investing are the same? If yes, then you are wrong. Both are entirely different. Saving and investing play a vital role in your financial strategy. To build wealth, you must understand the difference between saving and … Read More » about Saving vs. Investing – A guide to understand the key differences

Price to cash flow ratio: How to use cash to determine value

Last reviewed on July 9, 2022 By CA Bigyan Kumar Mishra

In fundamental analysis, financial ratios work like a tool in order to find out whether a stock is cheap or not. One of such ratios is price to cash flow ratio or P/CF multiple. Price to cash flow ratio is a comparison of current market price per … Read More » about Price to cash flow ratio: How to use cash to determine value

Return on investment – Why and How to calculate ROI

Last reviewed on August 26, 2024 By CA Bigyan Kumar Mishra

In our last article, we have discussed how to calculate the total assets turnover ratio to know how effectively a company is using its assets to generate sales. To compare a company's net profit with the total investments or assets, analysts … Read More » about Return on investment – Why and How to calculate ROI

What is price to book value ratio and how to calculate it

Last reviewed on December 21, 2023 By CA Bigyan Kumar Mishra

Many investors believe price to book ratio is a important factor when looking for a bargain in the market. Price To Book Ratio is calculated to compare market price of a stock with its book value. Price to Book (P/B) ratio is calculated by … Read More » about What is price to book value ratio and how to calculate it

How to calculate Price earnings to growth ratio – PEG

Last reviewed on October 20, 2023 By CA Bigyan Kumar Mishra

PEG or price earnings to growth ratio is simply calculated by taking P/E ratio and dividing it by earnings growth rate. Price to earnings is the most important component of PEG calculation. Price to earnings ratio is calculated by taking current … Read More » about How to calculate Price earnings to growth ratio – PEG

How crowdfunding works – A Beginner’s Guide

Last reviewed on August 19, 2021 By CA Bigyan Kumar Mishra

Crowdfunding is the pooling of money in small amount from a large number of people, using the internet and social media. Money can be raised to fund a project or for charity or to start a new business. There are three major players involved in … Read More » about How crowdfunding works – A Beginner’s Guide

How to calculate Book value per share of a company – BVPS

Last reviewed on August 19, 2021 By CA Bigyan Kumar Mishra

Book value of a company represents assets minus liabilities of the business. It's the amount that will be distributed to stockholders in case the company is liquidated. If Book value is negative, it means company's liabilities exceeds assets. … Read More » about How to calculate Book value per share of a company – BVPS

How to start a Systematic Investment Plan or SIP in Mutual Fund

Last reviewed on August 19, 2021 By Editorial Staff

There are two ways to invest in a mutual fund. One is the one-time outright payment directly to the mutual fund and the other one is periodic payments to a predefined mutual fund scheme. The First type of investment is called Lump Sum investment and … Read More » about How to start a Systematic Investment Plan or SIP in Mutual Fund

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Due date and income tax filling for an individual

Last reviewed on January 11, 2026 By Editorial Staff

Individuals like employee, self employed persons are required to file their tax return on or before the due date of filling tax return. Such returns are required to be filled either online or in paper format with the IT department as prescribed in … Read More » about Due date and income tax filling for an individual

Difference between self assessment tax and advance tax

Last reviewed on January 11, 2026 By CA Bigyan Kumar Mishra

Both self assessment and advance tax are paid to government of India based on the Income Tax Act provisions applicable to the assessee. Even though both relates to tax liability paid to the government, there is a difference and provisions are … Read More » about Difference between self assessment tax and advance tax

Can a belated or late filled income tax return be revised

Last reviewed on January 11, 2026 By Editorial Staff

Belated return means a late return which is filled as per section 139(4) of income tax act. Before discussing the provisions related to revised return in case of late filling or filling of belated return, let us first look into the provisions of … Read More » about Can a belated or late filled income tax return be revised

TDS return filing forms and due dates – For quarterly filing

Last reviewed on January 11, 2026 By CA Bigyan Kumar Mishra

TDS returns are to be filed after deducting tax from eligible payments and depositing it with the government. TDS return, which is referred as return for tax deducted at source, has to be filed quarterly based on the type of tax deduction. In this … Read More » about TDS return filing forms and due dates – For quarterly filing

Can income tax return be filed for earlier years

Last reviewed on January 11, 2026 By Editorial Staff

As per the present tax laws of India, an individual, partnership firm, company and other eligible persons can file their income tax return or return of income until the completion of two financial years from the end of the financial year for which … Read More » about Can income tax return be filed for earlier years

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Accounts and Records to be maintained by Registered person under GST Law

Last reviewed on September 16, 2021 By Editorial Staff

Every tax payer under GST law is required to self-assess the tax payable by him or for the business and furnish periodical return with the government stating all the details. After filing the return, department will carry on compliance … Read More » about Accounts and Records to be maintained by Registered person under GST Law

What is Input tax credit under GST – Explained with examples

Last reviewed on August 19, 2021 By Editorial Staff

The main reason of bringing GST law into India is to reduce the cascading tax effect. As per the present law, at each stage of the entire supply chain, registered taxable persons are eligible to take input tax credit. Input tax means the taxes … Read More » about What is Input tax credit under GST – Explained with examples

Audit under Goods and Services Tax Law – GST

Last reviewed on August 19, 2021 By Editorial Staff

The purpose of audit under GST law is to assess the compliance with the provisions of GST and to verify the correctness of turnover declared, tax paid, input tax credit availed and refund claimed. Audit is a process of examining records, returns … Read More » about Audit under Goods and Services Tax Law – GST

Tax invoice – Invoicing under GST Law

Last reviewed on August 19, 2021 By Editorial Staff

Tax Invoice is a crucial document given by the supplier of goods or services to the recipient with details of the transaction for recording different components in the books of accounts. GST law requires every supplier of taxable goods to issue a … Read More » about Tax invoice – Invoicing under GST Law

When composition scheme under GST law is applicable

Last reviewed on August 19, 2021 By CA Bigyan Kumar Mishra

Small suppliers whose aggregate turnover from supplying goods for a year is less than Rs 40 lakhs are not required to register under GST. This limit is Rs 20 lakhs for supply of services and Rs 10 lakhs for north east states. However, if you have … Read More » about When composition scheme under GST law is applicable

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Financial Ratios

  • The 5 Best Investing Books for Beginners
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  • Can Price to earnings – P/E ratio be used for stock investing
  • Why Price earnings to growth – PEG is used by investors
  • How Earnings per Share or EPS can help you
  • How to use debt to equity – D/E ratio
  • What is Interest coverage ratio

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